Renault



Finance Payment Protection Plan Peace of Mind today ..... At Pat Connolly Motors you can finance your car through GE Capital Woodchester Protection Plan and other main financial institutions.
At GE Capital Woodchester you can finance your vehicle without the worry of how you can meet your monthly repayments should you fall ill have an accident be made redundant or suffer a critical illness (and special benefits for the self-employed and state employees) A helping hand ..... when you need it most If you cannot work due to sickness or accident .... and have been out of work for more than 15 days, the Payment Protection Plan will step in and meet your monthly payment for every day that you are out of work, backdated to day one. The Payment Protection Plan, will go on meeting your payments until your aggreement is paid off or until you are fully recovered, if earlier If you are made redundant ..... once you have been unemployed for more than 15 days, the Payment Protection Plan will step in and meet your monthly payment for every day you are out of work, backdated to day one. The Payment Protection Plan will continue doing so for up to 6 months during any one unbroken period of total unemployment. There is no limit to the number of claims that can be made during the term of the agreement, once there has been a period of 6 months employment preceding any claim. The benefit is available to employees only. Special Protection! If you are self-employed or a state employee and you suffer a critical illness ..... the Payment Protection Plan will pay off the whole of the early settlement figure less arrears should you suffer from one of the following as defined in the policy document: Heart Attack Stroke Cancer Kidney failure Coronary bypass surgery Major organ transplant Note: The benefit is available only to the self employed farmers and those paid directly by the state. Protection for your family too..... In addition, should you die, the Payment Protection Plan will take care of the early settlement figure due on your account less arrears at the date of death. This means your family will be left with a car ... not a debt!. How much does it cost ? Your benefit from special group rates and payment couldn't be easier as your premium is collected by direct debit together with your monthly payment. The amount of your monthly Payment Protection Plan premium together with your monthly payment is detailed on your agreement form. How do I qualify for the Payment Protection Plan ? You can avail of the Payment Protection Plan as long as you are over 18, under 65 for the period of the agreement and are self employed or working in permanent employment for at least 26 hours per week. You must also be able to complete satisfactorily the simple declaration in the Payment Protection Plan section of the agreement form. Joint Customers If you have chosen to effect the Payment Protection Plan on a joint customer basis, please note the following (a) Accident and Sickness and Redundancy/Critical illness Cover is provided for the first named customer only. (b) In the event of your death or that of a joint customer during the term of the cover, the insurers will pay off the early settlement figure due on your account less arrears. Premium payment Your premium is calculated on your monthly payment. note: All payments made to GE Capital Woodchester will be first applied in payment of your agreement. Failure to pay any installment due will result in the cancellation of your Payment Protection Plan. Benefit payment In the case of accident & sickness or redundancy the insurer will pay GE Capital Woodchester one thirtieth of your monthl y payment for each day of accident & sickness or redundancy covered. Benefit payment begins on the 16th day following 15 consecutive days of accident & sickness or redundancy and are backdated to day one. In the event of death or critical illness the insurer will pay a sum equal to the early settlement figure of your agreement less arrears to GE Capital Woodchester. Maximum benefit levels The total payable is limited to the early settlement figure of the agreement less arrears at the date of your death or that of the joint customer. The maximum outstanding balance for which cover will be provided is £50,000. The maximum monthly benefit payable is £1,000. The Payment Protection Plan will go on meeting your payments for up to 60 months or ubtil you are fully recovered, if earlier, in respect of an accident & sickness claim and 6 months during any one unbroken period of total unemployment in respect of a redundancy claim.